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It is quite surreal to see a U.S. president — after borrowing nearly $2 trillion this year, with a scheduled aggregate increase in the national debt of $8-9 trillion during his tenure alone — talk about borrowing more money to enact cap-and-trade transfers, as his secretary of state promises a $100 billion cash grant to poorer nations. And all this takes place in the aftermath of Climategate, at a summit whose attendees give the thuggish Hugo Chávez a rousing ovation, get lectured by the murderer Robert Mugabe, and also hear from multi-millionaire global-warming capitalist Al Gore.
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“At times you have to fight. No way around it.” That’s how Bill O’Reilly starts his latest book, Culture Warrior. By the end of his “initial briefing”, he tells us “we’re going to get this culture war over with faster than anyone believes.” Bill claims he will identify, in the book, the top leaders of the movement to destroy America. (He even drops a couple of names in the “initial briefing”)

So, does he live up to his promise?

In “The Conflict” he describes a world gone bad, but mentions one concept in there that I personally find rather intriguing. It’s wealth redistribution. Obviously this is a concept that the very rich don’t like, but the very poor would love to have happen . . . on the surface. However, I doubt that one point balances everything else depicted in this short section.

Next is “Armies of the Night.” Here, Bill slams two major American institutions and several high-profile figures.

“Enablers at the Top” shows Bill profiling the network titans, names virtually all of us would be familiar with. He even mentions a titan from Sesame Street.

In the same section he exposes the Late Night Guys. Interesting who truly leads the charge there. However, I was honestly surprised at two names that were discussed in a very favorable light. I didn’t see them coming. One of which is a major TV legend, even an icon. “Hereeee’s . . . . . . . . “ might ring a bell.

Wrapping that section up, he also makes a plug for John Stossel’s latest book. Come on Bill, let’s not bring him into your league. Almost makes me want to check John’s book out. Almost.

Closing Part 1 of Culture Warrior, Bill lays out an impressive look at France. Sounds like an interesting place, worthy of a visit.

Throughout Part 2, there is an interesting description of our public and private school systems, the whites and blacks in our country, and the media and legal system.

Who would have thought some Americans stand where they do? At least, according to Bill. Of course, less shocking is the truthful coverage of our media and legal system. Naturally, this doesn’t apply to every person in them, but overall, I don’t think anyone would argue with the points made here. And, definitely worthy of your attention, is a point he makes concerning our youth’s education.

Throughout the next stages of this book, Bill lays out in painstaking detail just how the S-P’s and the traditional warriors differ in thought and actions. Whereas one wants to completely revamp America, the other wants to simply improve America, believing that America, at it’s core, is a noble, honorable country.

As Bill illustrates in this book, this culture war, and terror war along with it, will define this country for decades, possibly generations, to come. We must decide which side we are on.

Keeping things “pithy” as he loves to do, there are ten points lined out for traditionalists:

1. Keep your promises.
2. Focus on other people, not yourself.
3. See the world the way it is, not the way you want it to be.
4. Understand and respect Judeo-Christian philosophy.
5. Respect the nobility of America.
6. Allow yourself to make fact-based judgments.
7. Respect and defend private property.
8. Develop mental toughness.
9. Defend the weak and vulnerable.
10. Engage the secular-progressive opposition in a straight-forward and honest manner.

There are points that many would argue with on this list, but overall, we would all do well to strive for this ourselves . . . whether you agree with Bill, or not.

In closing, I could give you my view on this book, but I think a better way to handle this would be to let you check this book out for yourself. You won’t be sorry, if for no other reason than to be a part of the controversy taking hold of the nation.

And, as far as him living up to his promise . . . ? I think you’ll be shocked.

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i'm for more balance– i'm for mandated vacation days in the US– like our counterparts– …and i really believe that it depends on the person. everyone spends their time differently. also, i think that refering to someone as lazy, is just as insulting as refering to someone as stupid. also, say that the work-week was shortened– who says that the extra time would be spent doing nothing? a lot of us (you too?) have a lot going on outside of work– plenty to keep busy and not “laze” away our days.

IF YOU ARE a citizen warrior, you try to share what you have learned about the core teachings of Islam to your fellow citizens, and you have no doubt come up against a level of resistance that may seem perplexing.

Seth Godin, author of many books on marketing, including Tribes: We Need You to Lead Us, said in a recent blog post:

When you're trying to sell your idea, it's natural to assume that the people you're selling to think the way you do. If you can only show them the facts and stories that led you to believe what you believe, then of course they'll end up where you are… believing.

The problem, of course, is that people don't always think like you.

Go watch some videos of people of different political ideologies talking about why they support a candidate other than your candidate. These people are stupid! They can't conjugate an idea, they have no factual basis for their beliefs, they are clueless, they are ideologues, they are parroting a talking head who knows even less than they do! (And those epithets apply to anyone you disagree with, of course). In fact, they're saying the same thing about you.

Same goes for diehard fans of the other brand, or worse, the clueless who should be using your solution, but don't even care enough to use your competitor's product.

If they only thought like you, of course, and knew what you know, then there wouldn't be a problem.

The challenge doesn't lie in getting them to know what you know. It won't help. The challenge lies in helping them see your idea through their lens, not yours. If you study the way religions and political movements spread, you can see that this is exactly how it works. Marketers of successful ideas rarely market the facts. Instead, they market stories that match the worldview of the people being marketed to.

We can't be stupid about this. We can't just blurt things out willy-nilly and then decide our listeners are wrong for not joining us. People already have a mindset. We must reach through that mindset and change it. In order to do that, we must avoid putting the person on the defensive. We can't defeat them in arguments. We can't make ourselves out to be an opponent. We must be on the same side.

We cannot ignore the already existing beliefs in the other person's head. We have to show them that we share core values with them, and then help them understand what we understand.

Here are some pointers to get you started:

How Would THEY See This?

When People Think You're Nuts

Early Prevention of Bigotry and Racism

The Key Point of the Whole Argument

Push Them To Read The Koran

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Detroit's citizens need employment, General Motors, Ford, and Chrysler need sales, and consumers need vehicles with improved gas mileage. Unfortunately, we need government intervention to get the economic equation to work for us.

We seem to be missing something in the employment equation here in the Detroit area about automobile industry jobs. In order to be able to sell vehicles, we need to manufacture vehicles that consumers want to purchase. With gasoline prices hovering around the $4.00 per gallon mark, the main thing that consumers are looking for in a new vehicle purchase is improved gasoline mileage.

Detroit is not producing hybrid vehicles fast enough for consumers, there is a demand for the hybrid vehicle. We are being told to wait until the third generation of vehicles, that the mileage will be way better on these vehicles, and everyone will want to purchase these vehicles. The question is this, will the research and development company get these things on the production line while the consumers still have the money to purchase these great vehicles?

Another thing - the compressed natural gas vehicles such as the Ford Crown Victoria and the Ford Grand Marquis, are being taken off the production line, except for sale to law enforcement agencies, which makes a lot of sense in this day of rising gasoline prices. These vehicles, introduced in the 1990's, are being withdrawn from production just as the general public is becoming aware of the need to possibly switch to some fuel other than gasoline. The marketing executives in Dearborn and Detroit were not able to bombard the public with the idea that compressed natural gas engines would be an alternative for the near future to continue the models. We needed to have government-subsidized public service announcements.

We need to develop a coherent marketing plan for these alternative energy vehicles, we need to develop a program to train mechanics nationwide to repair these vehicles when they arrive at consumers' homes and businesses, and we need to have this done yesterday. We needed to have government-subsidized educational programs to train the mechanics to repair the cars built with greater fuel economy on a national basis.

Detroit has everything the city needs in order to get the new vehicles manufactured - namely, manpower, materials, and equipment. General Motors, Ford, and Chrysler have the blueprints for vehicles built in the 1960's and 1970's that were modified versions of existing vehicles that got 40 miles per gallon, 50 miles per gallon, or more. The general public is not lobbying to have these vehicles built, aside from a few small voices outnumbered by tobacco industry lobbyists. The state of Michigan is in economic turmoil due to the continuing job crunch within the automobile industry.

The highways around “Motor City” are, in an understatement, not properly maintained in many areas. The infrastructure of Detroit needs more automobile sales in order to be able to have a tax base to be able to do things like maintain roads, build wind-power plants, and keep the infrastructure going.

What's funny is this, BMW is hiring American automobile workers, due to our high-quality production, and our lower cost than German workers. Another thing that could be done to have the Detroit economic picture improve is to do nothing and allow Japanese and European automobile manufacturers to purchase General Motors, Ford, and Chrysler. This was already tried in the case of Chrysler, namely Daimler-Chrysler. There is something wrong with the strategic marketing plan for the vehicles. The executive vision of the Big Three automobile manufacturers is no longer working, and we need to do something.

The folks in Washington D.C. know how to market the federal government, which is something that Detroit is not doing with certification courses for mechanics nationwide, or for compressed natural gas vehicles or other alternative energy vehicles. We need help, not just financial assistance, to redirect the automotive industry into profitable parameters. We need the Department of Education to step in, and help develop training programs for mechanics nationally.

Consumers want to purchase vehicles with improved gasoline mileage, mechanics want to know how to repair these vehicles prior to these vehicles getting into the shop, people in Detroit want their jobs back. We need to get these vehicles manufactured now, Detroit and Michigan have suffered enough already.

Detroit needs jobs, automobile manufacturers need sales, consumers want hybrid vehicles. Unfortunately, we need government intervention to get the economic equation to work for us.

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Hi, Louise. You’ve got me at a loss here because I don’t remember writing that the brain of a composer is rare (although I did say, with respect to the brain scans I did with Sting, that the opportunity to study the brain of a great composer or songwriter is rare).

I’m not sure that composers brains are that different from anyone else’s. Certainly the way they use them is different, but the same could be said for journalists, scientists, painters, auto mechanics – each thing we do requires different use and configurations of the brain. I do consider it very special to be able to write music – either in any idiom – and be able to reach many people. I’m not sure it is a “gift” in the conventional sense; most of the songwriters and composers worked very hard to get there.

SiubhanDuinne

I mostly agree with you, Anne Laurie, about “Little Drummer Boy.” (I think I was ruined for good and all on one of the Xmas episodes of the old Dick Van Dyke Show, where the always-dreadful-anyhow Richie gave a vomit-inducing saccharine performance of LDB.)

But there’s one exception, and I alluded to it yesterday morning when someone (geg6 maybe?) mentioned Bravo’s West Wing marathon, and the first episode up was the one where Toby and Mrs. Landingham go to Arlington for the funeral of a homeless vet on Christmas Eve, and the crisp military precision of the service and crack of the rifle salutes contrast most movingly with a children’s choir back at the WH singing LDB. It’s beautifully done; I’ve seen that episode maybe 20 times and it always brings me to tears.

But otherwise, yeah, LDB can DIAF.

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Everyone loves getting gifts, and farmers who play Farm Town love sending - and receiving - gifts, too! Here are the important things that you need to know about sending and getting gifts when you're a Farm Town farmer!

Be sure to read the Beginners Guide to Farm Town, too. Simply click HERE.

Farm Town Gifts: Farm Town Gifts are absolutely FREE to send - and receive!
Unlike seeds, plants, buildings or any of the other things that you can buy, it's totally free to send and receive gifts! Since they're free, they're fun, they help your farmer friends, why not send gifts everyday? I do!

Farm Town Gifts: Give Gifts that will Make Money
Did you know that the only way to get a coconut tree is by getting it as a gift? It's a great Farm Town gift, too! Hire another farmer to harvest the coconuts, and your farmer friend will make $101 Farm Town coins every time that one coconut tree is harvested.

Farm Town Gifts: Give Gifts that You Can't Buy in Farm Town
Even though you get to higher levels in Farm Town, there are still some things that you can't buy-even at level 24! The only way to get these items is when someone gives you them as a Farm Town gift! Farm Town is likely to have holiday specific decorations that you can give but can't buy. These make great gifts for your Farm Town farmer friends.

Farm Town Gifts: Items that Farmers Cannot Buy
Currently, here are the items that you must receive as gifts. Remember that this list can change but it's current as of now.

Trees: Banana, Cherry, Coconut, Mango, Palm, Peach, Pear, and Plum
Animals: Bunny, Cat, Cow, Donkey, Goat, Horse, Pig, Rooster, Spotted Dog, and Turkey
Decorations: Brown Scarecrow, Dolphin Hedge, Green Bin, Pink Crate, Pink Hammock, Spiral Hedge, and Tan Crate

Farm Town Gifts: Give Farm Town Gifts That Are Worth Money to Sell
When in doubt, give the gift of money! Choose the gifts with the highest sales value and send those! For trees, you can't buy a Palm tree, it must be received as a gift, and it can be sold for $44.

Both the horse and goat can't be bought and must be received as gifts. While they're free to send, the farmer who gets them can turn around and sell them. The horse and goat both sell for $60 coins, so you're giving your farmer friend a free 60 coins by sending them a horse or goat as a gift.

Farm Town Gifts:Sell the Gifts You Get!
OK, so a Farm Town farmer sent you a dozen cows. What are you going to do with all of them? Sell them! You don't have to keep them. You can sell any of the Farm Town gifts that you've received! So, take all the gifts your farmer friends have sent you, and sell them if you don't want to keep them.

For example, someone sent me a Farm Town cow as a gift. It didn't cost them any money, and it's free for me to accept it. I don't want that cow, but I accepted the gift and put it on my farm. Then I turned around and sold it for $45 Farm Town coins. Every penny helps! To sell a gift, first you need to add that gift to your farm. Then put your mouse over it to highlight it and finally, click your left mouse button.

Farm Town Gifts: You Can Only Give Gifts to 12 Friends a Day
You can send each of your friends, whether they play Farm Town or not, a Farm Town gift every day. This is a great way to entice your non-farmer friends to join the fun. But you can only send gifts to 12 of your friends any one day. So choose 12 friends, send them their Farm Town gift for the day. It can be the same item, or you can send each person a different gift.

Sending and getting Farm Town gifts is just one of the things that make this a fun and family friendly game! Remember, to be a better farmer, be sure to read the Beginners Guide to Farm Town by clicking HERE.

See you in Farm Town!

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With only a couple of days to go until December 25, my Christmas tree - a traditional and cheap-as-chips Norway spruce - is looking relatively intact, but every brush from an overexcited toddler releases a blizzard of needles.

I know, I know, I'd have been better off with a nordmann or fraser fir, but the spruce was all they had outside the florist that's yards from my house and I didn't fancy stuffing a tree in my car when I could get my other half to walk one down the road.

We did follow the received wisdom of not buying it too early, sticking it in water as soon as possible and leaving it outside for a day or so, but didn't make a new cut in the base of the trunk to remove a few centimetres of wood. I've tried this in the past and unless you're a dab hand with a saw and don protective clothing, it's a rather painful job (it doesn't help that I'm mildly allergic to Norway spruce needles - they bring me out in an itchy rash).

Once the tree is inside the house and on display, everyone has their own trick for keeping the needles firmly in place for Christmas day and beyond - from dousing the whole thing in hairspray to putting an aspirin, a drop or two of bleach or even some Viagra into the water (I'd strongly advise against the hairspray option, by the way, as it's a dreadful fire hazard.) For most of us, though, it's enough remembering to keep the tree watered in the first place. So my policy, such as it is, is to sweep up the rapidly-forming mulch under the tree as often as practicable, snip off any bits that are looking really bare, and distract the eye with as many twinkly decorations as possible.

And if you're reading this smugly, thinking that your tree hasn't dropped a single needle yet, take a look at this post from our sister blog on ethical living, in which Leo Hickman reviews how eco-friendly both real and fake Christmas trees are.

How's your tree looking? Do you buy a real one or plump for plastic? Share your Christmas tree care tips below.

- Check back with the blog after Christmas when we'll be looking at all the different ways you can recycle Christmas trees for use in the garden.

The theft of the “Arbeit macht frei” (”Work sets you free”) sign from the gates of Auschwitz extermination camp is more than sinister. It is an act of abuse against the world's most powerful testament of the depths of depravity to which man is capable of sinking.

The Holocaust was a terror of such magnitude that its repercussions still drive the actions of people not born when the crematoria of Auschwitz and the other camps belched forth their obscene fumes.

My own family was not immune from its effects. An uncle, Bernard, a joiner by trade, was one of the first British soldiers to enter Belsen, the camp in Germany to which remaining occupants of the extermination camps were force marched in the dying days of the war. What he saw there was so seared into his memory that he suffered periodic mental illness for the rest of his life.

Other witnesses emerged with a determination to reveal to the world evidence of the systematic slaughter. Among them were inmates of the camps themselves. Survivors of the Holocaust have played a key part in its influence on contemporary politics. They overcame unspeakable trauma to deliver the lessons of the Holocaust to succeeding generations, speaking in schools, colleges and universities, addressing public meetings and placing their ordeals on record.

I have been privileged to know some of them. Leon Greenman, who died last year, is believed to be the only English Jew sent to Auschwitz. In his 90s Leon was still addressing packed public meetings at which he would display his tattooed concentration camp number, 98288. He was driven by an awareness of the importance of his role as a first-hand witness of the atrocities, and of his duty to testify while he could.

Members of Leeds-based Holocaust Survivors' Friendship Association continue the work. I am proud to number among my friends activists Arek Hersh, Trude Silman, and Eugene Black, all Holocaust survivors. Their courage is beyond admiration. But their numbers are dwindling. The youngest are in their late 70s and were teenagers when they fell victim to the Nazis' final purge of Jews in the latter days of the war.

I cannot imagine the feelings of Holocaust survivors when they saw the reports of the theft of the words “Arbeit macht frei” from the gates of Auschwitz. Many read them at first hand as they entered the camp in 1944 when the last huge swath of victims was despatched from Hungary.

The theft of this symbol filled me with horror, reminding me of the continuing attempt by Holocaust deniers and apologists to erase evidence of the depravity of nazism. Indeed, the theft risked symbolising the nazism's resurgence, and the continuing growth of racism embraced and promoted by organisations such as the British National party. With the sign now returned and five suspects arrested, however, reports are quoting the district police chief denying that those responsible are members of a neo-Nazi group.

It is worth remembering that now, as in the 1930s and 40s, lies are the foundation on which the philosophy of racism is built. The Holocaust itself depended on deceit for its implementation: promises of relocation, a new life in the east, and at Auschwitz the words “Work sets you free.” Even as the victims of the gas chamber were undressing for their “shower” they were told to memorise the numbered hook on which they had hanged their clothes, in order to reclaim them afterwards.

The preservation of Auschwitz is vital. It is the world's most powerful remaining symbol of the ultimate outcome of racism.

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Detroit's citizens need employment, General Motors, Ford, and Chrysler need sales, and consumers need vehicles with improved gas mileage. Unfortunately, we need government intervention to get the economic equation to work for us.

We seem to be missing something in the employment equation here in the Detroit area about automobile industry jobs. In order to be able to sell vehicles, we need to manufacture vehicles that consumers want to purchase. With gasoline prices hovering around the $4.00 per gallon mark, the main thing that consumers are looking for in a new vehicle purchase is improved gasoline mileage.

Detroit is not producing hybrid vehicles fast enough for consumers, there is a demand for the hybrid vehicle. We are being told to wait until the third generation of vehicles, that the mileage will be way better on these vehicles, and everyone will want to purchase these vehicles. The question is this, will the research and development company get these things on the production line while the consumers still have the money to purchase these great vehicles?

Another thing - the compressed natural gas vehicles such as the Ford Crown Victoria and the Ford Grand Marquis, are being taken off the production line, except for sale to law enforcement agencies, which makes a lot of sense in this day of rising gasoline prices. These vehicles, introduced in the 1990's, are being withdrawn from production just as the general public is becoming aware of the need to possibly switch to some fuel other than gasoline. The marketing executives in Dearborn and Detroit were not able to bombard the public with the idea that compressed natural gas engines would be an alternative for the near future to continue the models. We needed to have government-subsidized public service announcements.

We need to develop a coherent marketing plan for these alternative energy vehicles, we need to develop a program to train mechanics nationwide to repair these vehicles when they arrive at consumers' homes and businesses, and we need to have this done yesterday. We needed to have government-subsidized educational programs to train the mechanics to repair the cars built with greater fuel economy on a national basis.

Detroit has everything the city needs in order to get the new vehicles manufactured - namely, manpower, materials, and equipment. General Motors, Ford, and Chrysler have the blueprints for vehicles built in the 1960's and 1970's that were modified versions of existing vehicles that got 40 miles per gallon, 50 miles per gallon, or more. The general public is not lobbying to have these vehicles built, aside from a few small voices outnumbered by tobacco industry lobbyists. The state of Michigan is in economic turmoil due to the continuing job crunch within the automobile industry.

The highways around “Motor City” are, in an understatement, not properly maintained in many areas. The infrastructure of Detroit needs more automobile sales in order to be able to have a tax base to be able to do things like maintain roads, build wind-power plants, and keep the infrastructure going.

What's funny is this, BMW is hiring American automobile workers, due to our high-quality production, and our lower cost than German workers. Another thing that could be done to have the Detroit economic picture improve is to do nothing and allow Japanese and European automobile manufacturers to purchase General Motors, Ford, and Chrysler. This was already tried in the case of Chrysler, namely Daimler-Chrysler. There is something wrong with the strategic marketing plan for the vehicles. The executive vision of the Big Three automobile manufacturers is no longer working, and we need to do something.

The folks in Washington D.C. know how to market the federal government, which is something that Detroit is not doing with certification courses for mechanics nationwide, or for compressed natural gas vehicles or other alternative energy vehicles. We need help, not just financial assistance, to redirect the automotive industry into profitable parameters. We need the Department of Education to step in, and help develop training programs for mechanics nationally.

Consumers want to purchase vehicles with improved gasoline mileage, mechanics want to know how to repair these vehicles prior to these vehicles getting into the shop, people in Detroit want their jobs back. We need to get these vehicles manufactured now, Detroit and Michigan have suffered enough already.

Detroit needs jobs, automobile manufacturers need sales, consumers want hybrid vehicles. Unfortunately, we need government intervention to get the economic equation to work for us.

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“Beyond their retirement accounts, that's usually the first question we get from clients these days,” says Michael Berardi, managing partner of Boston Hill Advisors in North Andover, Mass. “'What do I do with my cash?'”

The short answer: Don't expect much for now from those traditional cash deposits.

Even the best rates for one-year CDs are currently under 2 percent, and savings accounts and money-market bank accounts are no better, often below 1 percent.

Money-market mutual funds, which typically earn higher interest than money in bank accounts, are faring even worse, with an average 12-month total return of 0.25 percent, according to mutual fund data provider iMoneyNet. That's an all-time low.

Rates of return won't improve appreciably until the Fed starts to lift short-term interest rates, and pundits don't see that happening until late 2010 or early 2011.

So if rates aren't going to go up for an entire year, what should you be doing?

There's no one-size-fits-all solution — it depends on your circumstances. Proceed cautiously before adding risk to your bread-and-butter savings, however.

Here are some key points to keep in mind in the quest for palatable rates:

1. KEEP LOW RATES IN PERSPECTIVE: Savers may be tempted to look back longingly on the days when having money sit in the bank and grow could be rewarding. As recently as the summer of 2008, just before the financial crisis hit full-force, you could earn 5 percent on the best-yielding savings accounts.

What can easily be overlooked is that inflation reached 5 1/2 percent at the same time, so they could have actually have been losing money despite those fat yields.

Today's paltry rates at least beat inflation of virtually zero, albeit barely.

“In terms of buying power, you're actually doing better now than you were a year and a half ago even though it doesn't feel like it,” says Greg McBride, senior financial analyst at Bankrate.com, which provides data on the latest bank interest rates.

2. THINK SHORT-TERM: Part of staying patient on rates means not trying to generate more interest income by looking at maturities of longer than one year on CDs or other fixed-rate products. The rate boost you'll get will be minimal and you'll still be locking in a small rate of return.

Keeping maturities to no more than a year will give you the flexibility to reinvest at higher rates of return once interest rates pick up.

3. CONSIDER ALTERNATIVES: While there's no sure-fire way to get great rates, think about alternatives such as bond funds.

Some financial planners are steering their clients into short-term investment-grade bond funds. These funds invest in short-term (due in nine months or less) debt instruments rated BBB or higher by Standard & Poor's or Baa or better by Moody's.

They are riskier than money-market bank accounts in that they are not insured by the Federal Deposit Insurance Corp. But they are still comparatively safe and offer a way to get 2 percent-plus in interest.

“We don't recommend replacing all your cash with bonds,” says Berardi. “But in this low-interest environment, short-term bond funds are a great way to get some enhanced yield.”

4. DON'T NEGLECT SAVINGS FUNDS BECAUSE OF POOR RATES: Be sure to keep pumping money into some kind of cash account regardless of what it's earning. In an era of frequent layoffs and economic uncertainty, it's more important than ever to aim to build up at least six months' emergency expenses in readily available cash.

If the return is only 1 percent, it still beats more debt.

Avoid the temptation, too, to steer money away from cash accounts and into stocks or commodities that offer the possibility of greater returns. That's a risk best avoided with savings you might need to tap in the near future.

5. KEEP AN EYE ON INFLATION: Despite widespread talk that a return to higher inflation is coming, it doesn't appear imminent. But investors need to remain watchful because of a growing federal deficit that makes it a strong possibility at some point.

When inflation does rebound, McBride says, it will probably happen faster than most of your investments can keep up. So in addition to staying in short-term maturities, you need to be poised to reinvest at higher rates once inflation accelerates.

To be fully prepared, you may want to consider buying Treasury Inflation-Protected Securities, or TIPS, a common hedge against rising prices. The face value on TIPS is adjusted every six months to keep pace with inflation. So interest payments and the principal both will climb as inflation rises.

Terms of five, 10 and 20 years mean you won't be able to nimbly shift the money into investments with better yields when rates climb. But they will safeguard you against the ravages of higher inflation.

If the countries of origin do not want them there is a reason. It is not normal behaviour to go hang out in a war zone. It is not where a normal person would go for any good reason.

A lot of those who cannot be proved guilty are still dangerous. Half of Gitmo detainees had Personality Disorders which is why they ended up there in the first place. If they have DSPD or even ASPD they are dangerous and incurable.

http://en.wikipedia.org/wiki/Antisocial_personality_disorder

“a pervasive pattern of disregard for, and violation of, the rights of others that begins in childhood or early adolescence and continues into adulthood.” The individual must be age 18 or older, as well as have a documented history of a conduct disorder before the age of 15. People having antisocial personality disorder are sometimes referred to as “sociopaths” and “psychopaths”, although some researchers believe that these terms are not synonymous with ASPD.”

Which is why

Yemen wants a million per retournee. They need to be housed in secure forensic

psychiatric beds and the numbers would overwhelm all the facilites the country has.

http://humanrights.ucdavis.edu/projects/the-guantanamo-testimonials-project/testimonies/testimonies-of-military-psychologists-index/regret-and-resentment-at-guantanamo

“Personality disorders

The female psychologist in the detainees' hospital gave reporters her observations.

An American journalist asked her: “Do you know why they hate America?”

Another inquired: “How do they treat you as a female, can they talk to you?”

“They like talking to me,” the doctor said. “They are co-operative I can say.”

Yet she painted a very gloomy picture for her patients.

“About eight to 10% have been diagnosed with depression, another 15% have anxiety disorder, about 20% have psychotic disorders such as schizophrenia.

“About half of them have a personality disorder. Sometimes this is a sort of problem in adjustment and coping,” she said.”

PDs are pre existing conditions as is probably Schizophrenia.. What the author is suggesting is care in the community. Or perhaps she would just have them be tipped out to cope alone. Remember the US does not have the sort of healthc care people in the EU take for granted. And God knows where people are potentially dangerous mistakes often happen here and murder ensues.

The US needs to care for these people becase this could have been foreseen, but people also need to recognize that they are not just” innocent”. They have mental health needs and may pose a risk.

In the future we need to repatriate. Understanding of mental illness is happening in countries that export terrorists but it will take time. You make em you keep em or we keep all that Aid. Famine will “make them” as it ups the rate of psychopathy.

http://www.crimetimes.org/99d/w99dp8.htm

“Severe malnutrition during the first two trimesters of prenatal development may increase the risk of antisocial personality disorder (ASPD) in adulthood, according to a new study.

Richard Neugebauer and colleagues examined the records of more than 100,000 Dutch men whose mothers were pregnant in 1944 and 1945 during a period known as the “Dutch Hunger Winter,” in which the German army blockaded food supplies to the Netherlands. Wes stern Holland experienced severe food restriction (an average of less than 1000 calories per day per person), while other areas experienced moderate food restrictions (1000 to 1500 calories per day).

Our data suggest that severe nutritional insults to the developing brain in utero may be capable of increasing the risk for antisocial behaviors in offspring,” the researchers say. “The possible implications of these findings for both developed co ountries and developing countries, where severe nutritional deficiency is widespread and often exacerbated by war, natural disaster, and forced migration, warrant study.”

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When the holidays come around, we want our house to reflect that time of year. So we decorate every nook, cranny, and corner with Christmas cheer. For Christmas table decorations though, how do you know which one's will look the best? There are different things to consider when choosing the Christmas table decorations for your home. For instance, the size of your table, the budget you are working with, and what feeling you want the display to give.

Whether you want an elegant Christmas table, or a whimsical more relaxed setting, you can find the best Christmas table decorations to fit your style for the holiday season. As long as it reflects what you want it to, be it penguins dancing on a frozen pond, or Christmas candles in cut crystal holders, you will be satisfied with it.

There are other things that you could use to decorate your Christmas table besides just a centerpiece. You could purchase a Christmas runner for your table, with candles set in the center, or you could make the runner yourself if you can do needlepoint. There are kits that you can purchase from the craft store that comes with a runner, pre-printed with the design and the instructions on what colors of needlepoint floss you will need.

Instead of a holiday-themed runner and candles, you could get a Christmas tablecloth with matching placemats and napkins. You can also use charger plates to accent the colors of your tablecloth.

If you wanted a more complete-looking Christmas table, you can even purchase slip covers to go over just the top of the dining room chair-backs. If you want to make them yourself, you can find the pattern at your local sewing center.

For whimsical Christmas table decorations, there are numerous options. You can purchase Christmas tree ornaments, such as Christmas elves; snip of the hanger and arrange them on a fake snow covered plate. Make sure before you buy them that they will stand up on their own.

You could, as previously mentioned, buy some small penguins (you can find these in the ornaments sections too) and arrange them on an aluminum foil covered piece of cardboard, or on a mirrored plate candle holder to represent a frozen pond.

If you were wanting a more elegant Christmas table display you can use anything from a large centerpiece to single taper candles in cut crystal candleholders set up in a straight line down the length of your table. You can enhance the line of candles by laying a garland of cut crystal beads snaked around the base of the candleholders.

For Christmas table decorations, you can find the best one to use as long as you keep in mind the size of your table, you do not want the decorations to take up a lot of your dining space; your budget, if you can make it yourself for a lot less money give it a try; and the feeling that you want the display to give, whether whimsical or classy.

If you keep all of these things in mind, you will have a beautiful Christmas table to show off to friends and family when they come into your home for the holidays. You can re-use the Christmas table decorations year after year.

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Jerome Allen, who served under Miller as an assistant and who starred at Penn as a player, will be the interim coach.

Miller was 45-52 since being hired in 2006. In his first season, Miller led the Quakers to a 22-9 record and an N.C.A.A. tournament appearance. But Miller’s teams steadily declined amid grumbling that he was not outgoing enough for alumni.

“I know he really wanted to come here and make a mark, and I know he’s disappointed,” Steve Bilsky, Penn’s athletic director, said.

Reached by phone by The Associated Press on Monday, Miller declined to comment. “Right now, I think it’s in my best interests not to say anything,” he said.

Allen was a two-time Ivy League player of the year. A four-year starter, he led Penn to Ivy League titles in each of his last three seasons (1992-93 to 1994-95) — all of them with a 14-0 mark in the conference.

GA. TECH 95, CHATTANOOGA 64 Gani Lawal scored 29 points to lead No. 22 Georgia Tech to a victory at Chattanooga. The Mocs cut a 16-point deficit to 6 before the Yellow Jackets (7-1) closed the first half on a 13-0 run to take a 52-33 lead. Ty Patterson scored 22 points for Chattanooga (5-5).

Women

MICHIGAN 72, XAVIER 71 Playing in her hometown, Cincinnati, the freshman Dayeesha Hollins scored 22 points, including a layup with 17 seconds left, as Michigan beat No. 12 Xavier. The Wolverines (8-2) have won four in a row, all on the road. Michigan trailed by 38-33 at halftime, but Hollins scored the first 7 points of the second half, sparking a 19-2 run. Katie Rutan had 18 points to lead Xavier (7-2).

FORT WORTH, Texas - John Roberson scored eight of his 21 points in a game-turning run that finally put No. 23 Texas Tech ahead as the Red Raiders overcame an early 14-point deficit to beat TCU 80-70 Tuesday night.

The Red Raiders (9-0) played their first game as a ranked team since the end of the 2004-05 season, and first for Pat Knight since he succeeded father Bobby as coach in February 2008. They are off to their best start in eight decades — since a 12-0 start in 1929-30 and moved into the rankings Monday.

Zvonko Buljan had 24 points and 10 rebounds for TCU (5-4).

Texas Tech didn't lead until Theron Jenkins made a free throw with 16:09 left to break a 44-all tie. He was intentionally fouled at midcourt after stealing a pass and the whistle nullified his breakaway slam dunk.

The Red Raiders then maintained possession because of the intentional foul, and Roberson hit a 3-pointer. After a TCU miss, Brad Reese hit to make it 50-44, culminating the 24-3 run that wiped out their 14-point deficit.

Roberson also had a 3-pointer in the closing seconds of the first half, when Tech scored the final nine points.

Mike Singletary had 17 points and David Tairu 14 for the Red Raiders. D'wayln Roberts had nine points and 19 rebounds.

Ronnie Moss had 11 points for TCU, and Garlon Green added 10.

TCU was hosting a ranked non-conference opponent for only the second time in 48-year-old Daniel-Meyer Coliseum. The Frogs lost 85-66 to then-No. 1 Kansas six years ago.

But with the Red Raiders playing their only game in the Dallas-Fort Worth area this season, there were a lot of red-clad fans for the visitors. They finally got to do some cheering after Tech's slow start.

The Frogs led after Buljan hit a 3-pointer from the left wing on their first shot of the game, and it was 8-2 after he had a slam dunk and Edvinas Ruzgas hit a 3-pointer.

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Just a short note to let everyone here know that I am going to take a reading break for a little bit. My daughter will be having a wedding in January, and moving far, far away to be with her new hubby in Fort Bragg in North Carolina. So for right now I want to spend as much time as possible with her. I will be posting more product reviews for a little more Christmas money, and maybe I'll pop in with a poem or article or two if I have the time.

I figure I will need something to do to take my mind off missing our daughter, so I will keep tucking all your writing away for now, and when she has moved, I will start catching up. So don't be surprised if you get a comment on an November piece in the middle of February!

Just wanted you to know you aren't forgotten and that I will be back to reading all your great writing as soon as I can.

Till then, keep it coming!

Tina

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Mr Berlusconi, 73, spent the night in San Raffaele hospital in Milan after
being left bloodied and shocked when a man suddenly lunged at him with a
statuette of the city's famous Duomo cathedral.

Doctors at the hospital are expected to issue an update on the premier's
medical condition later on Monday.

The assault received blanket coverage in the Italian press, with the respected
Corriere della Sera newspaper devoting its first 11 pages to the incident,
including several pictures of the prime minister's blood-spattered face.

Mr Berlusconi was rushed to hospital after Massimo Tartaglia, a 42-year-old
man with a decade-long history of mental problems, attacked him as he signed
autographs in the middle of a crowd.

The attack, which the prime minister's bodyguards failed to stop, left him
with gashes to his face, a fractured nose, two damaged teeth and a cut to
the lip.

“From a clinical point of view, everything's fine, but there's a need for
an observation period of one or two days,” said Dr Alberto Zangrillo,
head of the hospital's emergency room. The prime minister would not need an
operation, he added.

Police arrested Tartaglia and charged him with aggravated assault.

He was found in possession of a crucifix and teargas, according to the Italian
news agency, ANSA.

He spent the night in a one-man cell in San Vittore prison in Milan, where he
was kept under observation by prison guards.

The attack was condemned on all sides of Italian politics.

It came at the end of a turbulent year for the three-time prime minister, who
since April has been battling controversy in his private life and political
and business affairs.

His wife, Veronica Lario, 53, is suing him for divorce, he has been accused of
sleeping with a prostitute at his mansion in Rome. Mr Berlusconi has
repeatedly denied paying for sexual favours.

In October Italy's highest court slapped down a law which gave him immunity
from prosecution, reactivating two corruption trials.

Last week he was accused of having colluded with the mafia at the start of his
political career in the early 1990s – allegations he angrily denied.

Mr Berlusconi is also trying to hold together the increasingly fractious
members of his People of Freedom Party, most crucially faction leader and
former fascist Gianfranco Fini, and the leader of the separatist Northern
League, Umberto Bossi.

With Abu Dhabi very kindly stepping in to help bail out Dubai with a $10bn lifeline, a little bit of risk appetite seems to be returning to the market, with investors stocking up on financial but rejecting the safer consumer and pharmaceutical sector.

The London Stock Exchange, which has been under pressure recently on concern about the fate of Dubai's 20.56% stake in the business, recovered 47p to 741.5p. Banks also rose in relief at the Dubai bailout, with Standard Chartered up 72.5p at £15.82 and Royal Bank of Scotland ahead 1.14p to 31.7p. HSBC is 17.2p higher at 720.6p and Barclays is 6.2p better at 294.2p. Lloyds Banking Group was lifted 0.88p to 57.1p on news that its record rights issue was taken up by 95% of eligible shareholders.

But AstraZeneca has fallen 15p to £28.08 after it failed to win a summary judgement against generic companies challenging its patent on choleserol drug Crestor. But the company is still confident it will prevail when the case comes to trial in the US in 2010.

GlaxoSmithKline was also lower, down 1p to £13.02, while consumer products group Reckitt Benckiser has slipped 25p to £32.54.

Overall the FTSE 100 is up 54.54 points at 5316.11.

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Best Buy partnered up with a service called Rhapsody that allows you to download music and burn it to a CD. It uses an application with a built in radio player so you can browse their selection, select only the songs you want, and then create a custom CD. This sounds good, but something convenient like this just results in a lot of problems. I used to work at a Best Buy retail store and was given the opportunity to sample this service and try it out on my own. I’m a huge fan of both music and technology, so I decided to give it a shot. I shortly found out after a month and a half of service that this piece of dung was another failed attempt at a good idea. Allow me to explain to you ten reasons why you shouldn’t buy Best Buy’s Rhapsody service:

Cost – Rhapsody costs $10 a month plus $0.79 to download and burn a song to a CD. Most music downloading services will do either one or the other, but Rhapsody charges you both for the service and the ability to download a song.

Selection – The selection is very mediocre. You won’t find any rare songs with this service. It’s mostly popular bands, and the music available is only from recently released albums. A difficult challenge for these music services is getting the license to distribute the music from artists, and that in return makes the selection a lot worse. I’ve tried browsing for popular bands that I knew released more than 10 albums and maybe 4-5 of them are available. I can’t complain too much, but there are many other competing services out there that offer much more for a lot less.

Bulky – The application itself is bulky and sometimes slow. If you have a slower system with limited hardware capabilities, you won’t be able to listen to the music that you are paying $10 a month to listen to using their built in player. It’s also extremely buggy.

Artists’ Compensation – Artists make very little with their content on Rhapsody. Rumors of as little as a single cent per song are awarded to the artists who are trying to survive in this tough industry.

DRM (Digital Rights Management) - In theory, it’s a good idea, but in reality it’s very limiting and makes any service that uses it frowned upon by loyal music fans.

Customer Service – Slow and barely responsive. I had problems downloading a few songs and when I sent them a few nasty e-mails, they responded once and never solved the problem.

Owned By Real – Not exactly the greatest company to manage a music downloading service. Everything they make is slow and a pain to setup. No offense to Real, but they need to make something that doesn’t take strenuous effort to setup.

Music Disappears – If you see a song you like available one day, there’s a chance it might disappear tomorrow. Some bands decide to pull their music from the service randomly. Annoying, yet understandable… considering the service…

Burning CDs – Burning a song to a CD is very challenging when it creates errors, disconnects and sometimes fails to play after a successful burn.

Spam – Not surprising in this day in age, but I received a lot of spam mail after signing up with this service. It’s not very reassuring when you trust all your billing information with a company that doesn’t seem to protect it in a proper manner. That was a mistake!

When I first discovered Rhapsody, I thought it had a lot of potential. Best Buy made a good move in pushing the online market for music, since online piracy has been a problem lately. However, their service is poor, and definitely not worth the charges. I’d rather stick with a service like iTunes or any other music downloading service that provides a lot more for a much greater value.

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Girdwood, Alaska (pop.1,800) is located about 40 miles southeast of Anchorage on the Seward Highway. The small Alaskan ski town is known for its eccentric, off-beat charm. The free-wheeling attitude of Girdwood is partly due to the town's proximity to Mount Alyeska. Alyeska Ski Resort is the largest ski resort in Alaska. Alyeska is the predominant feature of Girdwood, and the entire town is located at the mountain's base.

Girdwood is a town of opposites. Tourists can find glamourous dining and down-to-earth meals. You can stay in exclusive hotel suites or homey B&B style accommodations. Or, for recreation, you might relax in a spa or go rock climbing. In the contrast between these disparate activities lies the strength of the town. Girdwood has something for everyone.

In the winter months, Girdwood comes alive. Anchorage residents drive down the Seward Highway every weekend to ski and snowboard. Adventure tourists fly into Alaska to ride the difficult, double-black diamond runs at Alyeska Ski Resort. It's even possible to hire helicopter guides and go back country skiing in untracked powder snow on the non-resort mountains near Girdwood.

Aprés ski, Girdwood has a boardwalk full of shopping and attractions. But Girdwood isn't Aspen. From the shopping to the ski lift tickets, Girdwood is still a reasonably priced town.

In the winter, nightlife kicks into high gear. Local musicians play nearly every night and the atmosphere is festive and alive. The town of 2,000 overflows with visitors and skiers.

In the summer months, Girdwood relies on locals and tourists to create a vibrant economy. In the summer, restaurants come alive, and lines at the popular pizza joint Chair 5 stretch out the door. Hippies share the streets with professionals from Anchorage who own second houses here. Locals abound and participate in adventure sports like rock climbing, mountain biking and kayaking. Tourists also participate in these activities, led by local tour guides and adventure services.

After skiing ends for the summer, Alyeska Ski Resort offers tram rides to the top of the mountain. A popular tourist destination, Seven Glaciers is the exclusive restaurant at the top of Alyeska Ski Resort, accessible only by tram ride. The Hotel Alyeska provides summer lodging, but there are many local Bed & Breakfasts and more personalized accomodations.

When you visit, be sure to take in the beautiful views of Turnagain Arm. This body of water glistens across the Seward Highway from the town.
Whether you visit in winter or summer, the views from the top of Mount Alyeska are spectacular. In the summer, prepare for constant daylight. In the mid-winter, the days are much shorter. But spring skiing here is spectacular. In March, skiers enjoy sunlight until eight o'clock at night.

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NEW YORK, Dec. 9 /PRNewswire/ — MZ Consult NY (www.mz-ir.com), a leading
global investor relations and financial communications firm, announces that
the voting period for the Investors' Choice award (POP+) has entered its final
week — deadline is Wednesday, December 16, 2009. All market participants can
register their vote via the website www.irglobalrankings.com. The 2010 IRGR,
supported by KPMG, Arnold & Porter, The Bank of New York Mellon, Corporate
Asia Network, Bloomberg, NEVIR and Sodali is a unique and independent external
review of any company's communication process with the capital markets.

For the 2010 edition, the Investors' Choice awards consist of Best IR
Program and Best IR Officer. This is the only award determined by direct vote.
The Investors' Choice ranking complements the IR Global Ranking's technical
evaluations and constitutes clear and direct feedback from the capital markets
on the quality and effectiveness of investor relations efforts.

More than 490 companies from over 39 countries are participating, among
them (in alphabetical order): A8 Digital Music Holdings (HKSE: 0800); Abbott
( ABT); ABNote (BMF&BOVESPA: ABNB3); Acer Inc. (TWSE: 2353); Acucar
Guarani (BMF&BOVESPA: ACGU3); Adecco (SIX: ADEN); adidas (FSE: ADS); Aditya
Birla Nuvo (NSE: ABIRLANUVO); Advanced Semiconductor Engineering ( ASX);
Advantech Co. (TWSE: 2395); AECOM ( ACM); Aegon (EURONEXT: AGN.AS);
AES Eletropaulo (BMF&BOVESPA: ELPL6); AES Gener (SCL: GENER); AES Tiete
(BMF&BOVESPA: GETI4); Air France-KLM (EURONEXT: AFLYY); Air Products (
APD); Airmedia Group Inc ( AMCN); Akamai Technologies ( AKAM);
AkzoNobel (EURONEXT: AKZA); Alibaba.com Limited (HKSE: 1688); ALL - America
Latina Logistica (BMF&BOVESPA: ALLL1); Alpha Networks Inc. (TWSE: 3380);
Aluminum Corporation of China (HKSE: 2600); AmBev ( ABV); American
Water Works Company ( AWK); Amerigroup Corp. ( AGP); Amil
Participacoes (BMF&BOVESPA: AMIL3); AMP (ASX: AMP.AX); AMR ( AMR);
Anadolu Efes Biracilik ve Malt San (ISE: AEFES); ANZ (ASX: ANZ); Applied
Materials ( AMAT); ARC Energy Trust (TSX: AET.UN); Arcadis (EURONEXT:
ARCAD); ArcelorMittal ( MT); Ardentec Corporation (TWSE: 3264); ARM
Holdings (LSE: ARM); AsiaInfo Holdings ( ASIA); Assurant ( AIZ);
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Airlines Ltd. (TWSE: 2610); China Automotive Systems ( CAAS); China
BAK Battery ( CBAK); China Communications Services Corporation (HKSE:
0552); China Development Financial Holding (TWSE: 2883); China Foods
Limited (HKSE: 0056); China Green Agriculture ( CGA); China GrenTech
Corporation Limited ( GRRF); China High Speed Transmission Equipment
(HKSE: 0658); China Medical Technologies ( CMED); China Motor
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Telecom ( CHT); Cielo (BMF&BOVESPA: VNET3); Cinda International
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Colgate-Palmolive ( CL); Collective Brands ( PSS); Commerzbank AG
(FSE: CBK.F); Compal Electronics (TWSE: 2324); Companhia de Gas de Sao Paulo
- Comgas (BMF&BOVESPA: CGAS5); Compania de Minas Buenaventura ( BVN);
Construtora Tenda (BMF&BOVESPA: TEND3); Copasa (BMF&BOVESPA: CSMG3); Copel
( ELP); Corporacion GEO (MXK: GEOB); Cosan (BMF&BOVESPA: CSAN3);
COSCO International Holdings (HKSE: 00517); COSCO Pacific Limited (HKSE:
0517); Credit Suisse (SWX: CSGN); Cremer (BMF&BOVESPA: CREM3); Cresud
( CRESY); Criteria CaixaCorp (MCE: CRI); Crucell ( CRXL);
DaChan Food (Asia) Limited (HKSE: 3999); Danske Bank (OMX: DDANSKE.CO); DASA
(BMF&BOVESPA: DASA3); Datang International Power Generation Company (HKSE:
0991); Deere & Company (John Deere) ( DE); Del Monte Foods Company
( DLM); Delta Electronics (TWSE: 2308); Deutsche Telekom AG ( DT);
D-Link (TWSE: 2332); Dowa (TYO: 5714); DSP Group Inc. ( DSPG); Duff
& Phelps ( DUF); Dufry South America (BMF&BOVESPA: DUFB11); E.SUN
Financial Holding (TWSE: 2884); Eckert & Ziegler AG (FSE: EUZ); Ecopetrol
( EC); EDP - Energias de Portugal (PSI: EDP.PL); eFuture Information
Technology ( EFUT); Egyptian Transport & Commercial Services (CASE:
ETRS.CA); E-House (China) Holdings ( EJ); Embraer ( ERJ);
Enagas (MSE: ENAG.MC); Endesa Chile ( EOC); Energisa S.A. (BMF&BOVESPA:
ENGI); Enerplus Resources Fund ( ERF); Enersis ( ENI-US);
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(BMF&BOVESPA: EVEN3); EVN ( EVN); Evotec AG (FSE: EVTC); Evraz Group
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Hoffmann - La Roche (SIX: ROG VX); Far Eastern New Century Corporation (TWSE:
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6206); Focus Media Holding ( FMCN); Formosa Taffeta (TWSE: 1434);
Fortis (OTC: FORB); Fosun International (HKSE: 00656); Fraport (FSE: FRA
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Global Sources ( GSOL); Global Sweeteners Holdings (HKSE: 03889);
Global Unichip Corp (TWSE: 3443); GlobalTrans (LSE: GLTR); GOL Linhas Aereas
Inteligentes ( GOL); Grontmij (EURONEXT: GRONT); Grupo Aeroportuario
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Hercules Technology Growth Capital ( HTGC); Hochtief (FSE: HOT);
Homex (OTC: DHMXF.PK); Hospira ( HSP); Houston Wire & Cable (
HWCC); HSBC Holdings (LSE: HSBA); HTC Corporation (TWSE: 2498); Hua Nan
Financial Holdings (TWSE: 2880); Hurray! Holding Co ( HRAY);
Hypermarcas (BMF&BOVESPA: HYPE3); Hysan Development Company (HKSE:
HYSNY.PK); IAMGOLD Corporation ( IAG); IBM ( IBM); ICHIA
Technologies (TWSE: 2402); Iguatemi Empresa de Shopping Centers (BMF&BOVESPA:
IGTA3); Imtech (AMS: IM); Indesit Company (MIL: IND.MI); Indra (IBEX 35:
IDR.MC); Industrial and Commercial Bank of China (HKSE: 1398); Infosys
Technologies ( INFY); ING Groep N.V. (EURONEXT: INGA); Innolux
Display Corp. (TWSE: 3481); Integrys Energy Group ( TEG); Intel
( INTC); Internet Initiative ( IIJI); Ipsen (PAR: IPN.PA);
IRSA ( IRS); JBS (BMF&BOVESPA: JBSS3); JSC Sitronics (LSE: SITR); K+S
Aktiengesellschaft (FSE: SDF); KB Financial Group (KSE: 105560); KBC Group
NV (EURONEXT: KBC); KGI Securities (TWSE: 6008); Kimberly-Clark de Mexico
(BMV: KIMBERA); Kingsoft Corporation (HKSE: 03888); Koc Holding (ISE:
KCHOL.IS); Konecranes (OTC: KNCRF.PK); KongZhong Corporation ( KONG);
Kotak Mahindra Bank (BSE: 500247); LAN Airlines ( LFL); LDK Solar
( LDK); Li Ning Company Limited (HKSE: 2331); Life Technologies
( LIFE); Life Time Fitness ( LTM); Lijun International
Pharmaceutical (HKEX: 2005); Linktone Ltd. ( LTON); Localiza Rent a
Car (BMF&BOVESPA: RENT3); Logica (LSE: LOG); Longtop Financial Technologies
( LFT); Lonza (SIX: LONN); Lopes (BMF&BOVESPA: LPSB3); Lukoil (LSE:
LKOD); Lupatech (BMF&BOVESPA: LUPA3); Macronix International Co. (TWSE:
2337); Magnesita Refratarios (BMF&BOVESPA: MAGG3); Manulife Financial (
MFC); Marfrig (BMF&BOVESPA: MRFG3); Marisa (BMF&BOVESPA: MARI3); Maywufa Co
(TWSE: 1731); Medco Health Solutions ( MHS); Metalfrio (BMF&BOVESPA:
FRIO3); METRO (FSE: MEO); Micron Technology ( MU); Microsoft (
MSFT); Millennium (EURONEXT: MBC.LS); Mindray Medical International (
MR); Mingyuan Medicare Development (HKG: 0233); Mobinil (CASE: EMOB);
Moody's ( MCO); MorphoSys (FSE: MOR); Motech Industries Co., Ltd.
(TWSE: 6244); MRV Engenharia e Participacoes (BMF&BOVESPA: MRVE3); Nacional
Financiera (MXK: NAFTRAC02); Nanya Technology Corporation (TWSE: 2408);
National Bank Financial Group (TSX: NA); Natural Beauty Bio-Technology
(HKSE: 0157); Nedbank Group (JSE: NED); Neste Oil (OTC: NTOIF.PK); Net
Servicos (BMF&BOVESPA: NETC4); New Oriental Education & Tech. Group (
EDU); New World Resources (LSE: NWR LN); Newmont Mining Corporation (
NEM); Nexen ( NXY); Nine Dragons Paper Holdings (HKSE: 2689); NKT
Holding (CSE: DK 0010287663); Noah Education Holdings Ltd. ( NED);
Norsk Hydro (OSLO: NHY); Novartis (VIRT-X: NOVN.VX ); NRG Energy (
NRG); Nucleus Software Exports (NSE: NUCLEUS); NWS Holdings Limited (HKSE:
0659); OC Oerlikon (SIX: OERL); Oce N.V. (OTC: OCENF.PK); OctoPlus (
OCTO.AS); OHL Brasil (BMF&BOVESPA: OHLB3); Outokumpu ( OUT1V.HE);
Overseas Shipholding Group ( OSG); Owens-Illinois (O-I) ( OI);
Pacific Basin Shipping Limited (HKSE: 2343); Pampa Energia (BCBA: PAMP);
Parana Banco (BMF&BOVESPA: PRBC4); Partner Communications ( PTNR);
PDG Realty (BMF&BOVESPA: PDGR3); Pemex; Perfect World Co. ( PWRD);
Perrigo ( PRGO); Petrobras - Petroleo Brasileiro ( PBR);
PetroChina ( PTR); PhytoHealth Corporation (TWSE: 4108); Positivo
Informatica (BMF&BOVESPA: POSI3); PotashCorp ( POT); Powerchip
Semiconductor (TWSE: 5346); PPG Industries ( PPG); Procter & Gamble
( PG); Profarma (BMF&BOVESPA: PFRM3); PT Excelcomindo Pratama (JAK:
EXCL); PT Excelcomindo Pratama ( IBKR); PT Semen Gresik (Persero)
(IDX: SMGR); PT Telekomunikasi Indonesia (IDX: TLKM); PT. Indocement Tunggal
Prakarsa (IDX: INTP); Qiagen ( QGEN); Randon (BMF&BOVESPA: RAPT4);
Randstad Holding (EURONEXT: RAND); RCG Holdings Limited (HKSE: 0802);
Reliance Industries (NSE: RELIANCE.NS); ReneSola Ltd. ( SOL); Renova
Energia (None: None); Republic Services ( RSG); Resverlogix Corp. (TSX:
RVX); Richtek Technology Corp. (TWSE: 6286); Rieter Group (SIX: RIEN);
Rossi Residencial (BMF&BOVESPA: RSID3); Royal Bank of Scotland (LSE: RBS.L );
Royal Dutch Shell (LSE: RDSA); Royal Philips Electronics ( PHG);
RusHydro (LSE: HYDR); RWE (ETR: RWE); Ryder System ( R); Sa Sa
International Holdings (HKSE: 0178); Sabesp (BMF&BOVESPA: SBSP3); Safeway
Inc. ( SWY); Sampo Plc ( SAMAS); SanDisk Corporation (
SNDK); Sanofi-Aventis (EURONEXT: SAN); Santos Brasil (BMF&BOVESPA: STBP11);
Sao Carlos (BMF&BOVESPA: SCAR3); Sao Martinho (BMF&BOVESPA: SMTO3); Sappi
(JSE: SAP); Shanghai Industrial Holdings (HKSE: 0363); Shenzhen Expressway
Company (HKSE: 0548); Shin Kong Financial Holding (TWSE: 2888); Shinsei Bank
(TSE: 8303); Shire Pharmaceuticals Group (LSE: SHP.L); Shun Tak Holdings
(HKSE: 242); Siliconware Precision Industries (TWSE: 2325); Sinovac Biotech
Ltd. (ASE: SVA); Sistema Educacional Brasileiro (BMF&BOVESPA: SEBB11);
SmarTone Telecommunications (HKSE: 0315); SMIC ( SMI); SNC-Lavalin
(TSX: SNC); Sohu.com ( SOHU); Solomon Systech Limited (HKSE: 2878);
SouthPeak Interactive Corp. (OTC: SOPK); Southwestern Energy ( SWN);
Springs Global (BMF&BOVESPA: SGPS3); SRE Group (HKSE: 1207); St. Jude
Medical ( STJ); STMicroelectronics ( STM); Stora Enso (OMX:
STERV); Strabag (WBAG: STR); SuccessFactors, Inc. ( SFSF); Sul
America (BMF&BOVESPA: SULA11); Sun Pharmaceutical Industries (NSE:
SUNPHARMA); Suntech Power Holdings Co. ( STP); Suzano Papel e Celulose
(BM&FBovespa: SUZB5); Swiss Life (SIX: SLHN); Syngenta International (SMI:
SYNN VX); Taiwan Mobile Co. (TWSE: 3045); Taiwan Semiconductor Manufacturing
Company (TWSE: 2330); Tata Motors ( TTM); TAV Airports Holding (IST:
TAVHL); TD Bank Financial Group ( TD); Teck Resources ( TCK);
Tecnisa (BMF&BOVESPA: TCSA3); TECO Electric & Machinery Co. (TWSE: 1504);
Tele Norte Leste Participacoes ( TNE); Telecom Egypt (EGX: ETEL.CA);
Telefonica ( TEF); Telefonica O2 Czech Republic (PSE: SPTT.PR); Telekom
Austria (VSE: TKA); Telkom (JSE: TKG); Tellabs ( TLAB); Telvent Git
( TLVT); Temenos (SIX: TEMN); Tempur-Pedic International ( TPX);
Tenaris ( TS); The Cooper Companies ( COO); The United
Laboratories International (HKSE: 03933); The9 Limited ( NCTY);
Thomson Reuters ( TRI); ThyssenKrupp (FSE: TKA); TIM Participacoes
( TSU); Time Warner Cable ( TWC); Tingyi (Cayman Islands) Holding
Corp (HKSE: 0322); TMK (LSE: TMKS); TNT N.V. ( TP); Topoint Technology
Co. (TWSE: 8021); TOTAL (CAC: FP.PA); TOTVS (BMF&BOVESPA: TOTS3); Tractebel
Energia (BMF&BOVESPA: TBLE3); Transcend Information (TWSE: 2451); Trend
Micro (TSE: 4704); Trina Solar Limited ( TSL); Tripod Technology
Corporation (TWSE: 3044); Trisul (BMF&BOVESPA: TRIS3); Triunfo Participacoes
(BMF&BOVESPA: TPIS3); Turk Telecom (ISE: TTKOM); Turkcell ( TKC); UCB
(EURONEXT: UCB-XB); Ultra Petroleum ( UPL); Ultrapar Participacoes
( UGP); Unipar - Uniao de Industrias Petroquimicas (BMF&BOVESPA: UNIP6);
Unum Group ( UNM); URS Corporation ( URS); VanceInfo Technologies
( VIT); Vanguard International Semiconductor (OTC: 5347); Vecima
Networks (TSX: VCM); VeriSign ( VRSN); Verizon ( VZ); Vermilion
Energy Trust (TSX: VET.UN); Vimpelcom ( VIP); Vivo Participacoes (
VIV); Volkswagen (FSE: VLKAY); Walgreens ( WAG); Walmart de Mexico
(BMV: WALMEXV); Walsin Lihwa Corporation (TWSE: 1605); Want Want China
Holdings (HKSE: 00151); Ways Technical Corp (TWSE: 3508); Wendy's / Arby's
( WEN); WestJet (TSX: WJA); Wienerberger (VSE: WIE); Wipro Limited
( WIT); WNS Holdings ( WNS); Wonder Auto Technology (
WATG); WPG Holdings (TWSE: 3702); WPP ( WPPGY); Xerox ( XRX);
Xinjiang Xinxin Mining Industry (HKSE: 3833); Yageo Corporation (TWSE: 2327);
Yellow Pages Income Fund (TSX: YLO.UN); Yingli Green Energy Hold. Co. Ltd.
( YGE); Yongye International ( YONG); Yuanta Financial Holdings
(TWSE: 2885.TW); Yucheng Technologies ( YTEC); Yue Da Mining Holdings
(HKSE: 0629); Yum! Brands ( YUM); Zurich Financial Services (SIX: ZURN);
ZyXEL Communications Corporation (TWSE: 2391).

To learn more about the 2010 IRGR or to download the 2009 IRGR magazine
with winners and best practices, please visit www.irglobalrankings.com or type
IRGR < GO > into the Bloomberg Terminal.

For further information, please contact: The IRGR Team, Email:
irgr@mz-ir.com, phone: +1 (212) 813-2975

About IR Global Rankings (www.irglobalrankings.com): Solid communication
with the investment community is a key priority for investor relations and
corporate governance professionals, once value creation (stock prices) and
risk perception can be managed. The implementation of best practices in
communicating with the capital markets and fair disclosure procedures do help
companies in earning and maintaining investor confidence. The annual IR Global
Rankings and Awards survey is the most comprehensive auditing and ranking
system for IR websites, corporate governance practices and financial
disclosure procedures — a great opportunity to benchmark IR efforts vis-a-vis
peers and industry leaders. Based on extensive proprietary research of
publicly held companies and investors, and supported by input from independent
audit, corporate governance and legal experts (KPMG, Arnold & Porter,
Demarest, Mattos Filho and Barbosa Mussnich), MZ's methodology is highly
detailed, transparent and fully accessible to all participants. The annual IR
Global Rankings and Awards has grown each year since 1999.

Amanda Munhoz
+1 (212) 813-2975
irgr@mz-ir.com

SOURCE MZ Consult NY LLC

SAN MATEO, Calif., Dec. 9 /PRNewswire/ — Jigsaw today announced that the Software & Information Industry Association (SIIA) has recognized it as a finalist for the prestigious CODiE Award under two categories, Best Online Business Information Service and Best Online Directory & Business Leads Service. Jigsaw, the leader in data as a service (DaaS), is a database of 17 million accurate and up-to-date business contacts and 3 million corporate profiles uniquely crowd-sourced by its community of over one million members. It serves individuals looking for fresh business contacts and business information, as well as companies which use it to clean and replenish their CRM system or database with new prospects.

(Logo: http://www.newscom.com/cgi-bin/prnh/20090922/SF79595LOGO)

“We're very excited to be nominated again by the SIIA but must share the credit with our community of individuals and companies who make our data valuable by continually updating it and adding new contacts,” said Jigsaw CEO Jim Fowler. “At Jigsaw we believe the value of data is knowing when it changes, which is why it brings us great pleasure to know that our industry peers recognize our work with Jigsaw and moving data into the cloud layer.”

Every Jigsaw contact is complete with business phone numbers, email addresses, and information about their company's size, location, and industry. Most contacts even have hard-to-find direct dial phone numbers. Contacts are free on a unique give-one-get-one basis. Users can open up their own Rolodex and contribute a contact in order to get one, or sign up for a premium plan and buy them. For enterprises, Jigsaw Data Fusion provides data as a service by automating the process of acquiring and managing new sales prospect records for CRM and marketing automation systems through the cloud.

“This is the twenty-fifth year we have recognized excellence through the CODiE Awards program, and the 9th year we have offered awards in the content categories,” noted Ken Wasch, President of SIIA. “The competition is tough, as many companies are looking to make their products stand out from the competition. The innovations in the content industry shine through in the products selected as finalists, and we are very excited to see how the voting goes this year.”

The 2010 CODiE Award finalists were chosen from more than 100 nominations submitted by more than 65 companies. Award winners will be announced January 26th, 2010 in conjunction with the SIIA Information Industry Summit at Cipriani 42nd Street in New York.

In 2009, Jigsaw won the CODiE Award for Best Online Directory and Business Leads Service; in 2008, Jigsaw won the CODiE Award for Best Business Productivity Solution.

About Jigsaw

Jigsaw (www.jigsaw.com) is a leading provider of business information and data services that uniquely leverages user-generated content contributed by its global business-to-business community of one million members. Jigsaw gives individuals and companies access to contact information for 17 million business people and profiles of 3 million companies. In addition to delivering low-cost and easy access to high-value business information for sales, marketing, recruiting and customer service, Jigsaw provides data as a service (DaaS) through a variety of cloud-based data acquisition and management services. Founded in 2004, Jigsaw is located in San Mateo, Calif. and funded by Austin Ventures, El Dorado Ventures, and Norwest Venture Partners.

SOURCE Jigsaw

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1. Women have more and better relationships and understand their relationships better than men. A Hebrew University of Jerusalem study surveyed 97 couples in the United States and found that women are more perceptive than men in describing their relationships. The study, published in ScienceDaily, reported that women were much more accurate in describing the perception of their partners than men were.

2. Women cooperate better than men. A study involving games played by students revealed this fact. Rolf Kuemmerli and other researchers at Edinburgh and Lausanne Universities showed that women cooperate better than men. In the research, women cooperated with others almost twice as much as men did.

3. Women have a quicker mind than men. A study by Vanderbilt University researchers in 2006 found that women score better in timed intelligence tests than men score. The study, published in the May-June issue of the journal Intelligence, did not find a major difference in untimed tests, which meant women had a quicker mind.

4. Women communicate better than men. Louann Brizendine, a neuro-pyschiatrist at the UC-San Francisco, found in a study that women can process 20,000 words a day compared to men's 7,000 words (Louann Brizendine, The Female Brain, Morgan Road Books). This difference, according to Brizendine's study, is more biological than social, which starts as early as the fetal stage.

5. Women cope with stress better than men. A study at UCLA (July 2000 issue of Psychological Review), found biological and behavioral differences in the ways men and women cope with stress. It found that women tend to seek contact with others and seek social support when they are under stress, which is psychologically a much better way of coping with stress than the independent approach of men. A Mind survey of 2,000 people revealed that women are far more likely than men to talk through their problems. Fifty-three percent of women talk to their friends about their stressors, as opposed to 29 percent of men.

6. Women are better managers. Many experts believe that women make better bosses because they are better listeners, friends, problem solvers, and multitaskers than men. In a New York Daily News article, management expert Jay Forte said, “It's a very service-oriented economy , so you need employees to be motivated. Women are better connectors than men and more astute about knowing how to activate passion in their employees.”

7. Women keep employment better than men during recessions. According to the Bureau of Labor Statistics, 80 percent of those who have lost their jobs since December 2007 have been male. This could be because male-dominated fields have been hit the hardest, like manufacturing and finance. Perhaps more men should consider becoming nurses and educators.

8. Women graduate from college more than men. Female enrollment in colleges is higher than male enrollment. In addition, the Department of Education's statistics reveal that men are also less likely than women to graduate and get their bachelor's degrees. Men are also more likely to take longer than five years to complete their degree.

9. Women have stronger immune systems. Women have a secret weapon: estrogen. A study done by McGill University indicated that estrogen gives women an edge when it comes to fighting off infections. That's because estrogen confronts a certain enzyme that often hinders the body's first line of defense against bacteria and viruses.

10. Women live longer than men. In general, according the CIA World Factbook, women continue to live on average about 5 years longer than men. Women in the USA live on average about 81 years, while men live on average about 75.5 years. Among the world's population of those who are over 100 years old, 85 percent are women, according to the New England Centenarian Study.

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